{"id":389,"date":"2021-11-11T01:31:00","date_gmt":"2021-11-11T01:31:00","guid":{"rendered":"https:\/\/www.drlisk.com\/blog\/?p=389"},"modified":"2021-12-10T01:34:17","modified_gmt":"2021-12-10T01:34:17","slug":"maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.drlisk.com\/blog\/maximize-dental-insurance-benefits\/","title":{"rendered":"5 Ways to Fully Maximize Your Dental Benefits Before 2022"},"content":{"rendered":"\n
\"Dental<\/figure><\/div>\n\n\n\n

Dental insurance is an excellent investment to make each month. Over time, it can save you hundreds, or even thousands of dollars on dental care \u2013 that is if you play your cards right. Your dental benefits don\u2019t work the same way as your medical insurance that you\u2019re used to, so it can seem confusing to navigate at first. Fortunately, there are some simple ways that you can maximize your dental insurance<\/a> benefits. Here are a few helpful tips.<\/p>\n\n\n\n\n\n\n\n

Use Your Preventive Coverage<\/h2>\n\n\n\n

When was the last time you saw your dentist? If you aren\u2019t attending your routine cleanings and checkups, you aren\u2019t even close to fully maximizing your dental insurance benefits. When you attend these regular appointments, you can prevent the development of oral health issues. During this time, your hygienist will thoroughly clean your smile and your dentist will take a look to ensure that you aren\u2019t dealing with existing dental issues that need to be addressed. When small issues are caught now, you may be able to avoid more invasive, costly procedures later. For example, if your dentist treats a cavity with a filling now, you may be able to avoid a cavity or root canal therapy in the future.<\/p>\n\n\n\n

Prevent General Health Problems<\/h2>\n\n\n\n

Oral health and general health go hand-in-hand. People who have gum disease are more likely to suffer from a variety of other series conditions, like heart disease, diabetes, respiratory issues, and pregnancy complications. When you see a dentist for preventive care, you can avoid gum infections and overall health issues that require lots of time and money to treat.<\/p>\n\n\n\n

Pick an In-Network Dentist<\/h2>\n\n\n\n

If you have a PPO plan, you have the ability to choose any dentist that you would like, even if they aren\u2019t on your list of \u201cin-network\u201d dentists. By choosing an in-network dentist, you can benefit from increased coverage of your dental treatments and therefore a lower out-of-pocket cost.<\/p>\n\n\n\n

Use Your Flexible Spending Dollars<\/h2>\n\n\n\n

If you have a flexible spending account (FSA) through your employer, you should use these dollars before the year comes to an end because all of your funds may not carry over. Most of the time dental expenses are eligible FSA healthcare expenses. FSAs reduce your taxable income by putting aside money for healthcare. When you use tax-free dollars to pay for your dental treatment, you can save money!<\/p>\n\n\n\n

Review Your Benefits Now<\/h2>\n\n\n\n

Now that the end of the year is approaching, it is a great time to look over your dental benefits again. By knowing exactly what\u2019s covered under your plan and when it resets, you can better maximize your coverage. For most insurance plans, the benefits will reset at the end of the calendar year. This means that you will be responsible for paying your deductible again in January. Any unused benefits will not care over to next year.<\/p>\n\n\n\n

If you haven\u2019t been to the dental office in a while, now is a great time to get back on track. If you need help understanding how your insurance plan works, talk to a member of the dental team. This way, you can work towards fully maximizing your benefits.<\/p>\n\n\n\n

About the Author<\/h2>\n\n\n\n

Dr. Philip A. Lisk<\/a> is an experienced dentist who has been working in the field for well over 20 years. He earned his dental doctorate from the University of North Carolina School of Dentistry in Chapel Hill and has undergone 90+ hours of continuing education in obstructive sleep apnea and oral appliance therapy. Currently, he is a proud member of the American Dental Association, North Carolina Dental Society, and American Academy of Dental Sleep Medicine. To learn more about how dental insurance works or to schedule an appointment at his office in Raleigh before the end of the year, visit his website<\/a> or call (919) 870-6892.<\/p>\n","protected":false},"excerpt":{"rendered":"

Dental insurance is an excellent investment to make each month. Over time, it can save you hundreds, or even thousands of dollars on dental care \u2013 that is if you play your cards right. Your dental benefits don\u2019t work the same way as your medical insurance that you\u2019re used to, so it can seem confusing […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-389","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\nMaximize Dental Insurance Benefits, Raleigh | Philip A Lisk, DDS<\/title>\n<meta name=\"description\" content=\"Dental insurance is a monthly investment, so it makes sense that you would want to get the most out of your benefits. 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